Saturday, June 28, 2014

Fight Debt Collectors

Many people get lawsuit papers from a debt collector and never respond.  THIS IS A HUGE MISTAKE!  You likely have defenses that can protect you from these debt collectors.  The best defense is requiring the debt collector to prove that it owns the debt.  If it can't prove its ownership, then it can't file suit against you.

In addition, many times debt collectors violate the federal Fair Debt Collection Practices Act.  If they have, you can actually turn the tables on the debt collector.  If you are successful, you could get statutory damages in the amount of $1,000.  If the debt collector has caused you more than $1,000 in damages, you could collect that amount from the debt collector.  We have also most often negotiated debt forgiveness and removal of negative credit report information for our clients.

Even if you owe the money, contact a lawyer, even if it isn't us.  The debt collectors cannot violate the law to get your money.

www.debt-relief-law.com

Henry & Associates, PLLC