Struggling with Student Loan Debt?

If you are struggling with student loan debt, you're not alone.  In 2014 the Government Accountability Office said that about $94 billion — more than 11% of the federal student loan volume in repayment — was in default.  The government has turned much of this defaulted debt over to debt collectors.  Because they are working for the government, many of these debt collectors feel like they are beyond the reach of the FDCPA (Fair Debt Collection Practices Act) and the TCPA (Telephone Consumer Protection Act).  They are not.

These debt collectors often engage in one or more of the following unlawful practices:

1. Calling at unreasonable times and calling over and over.
2. Allocating payments in a way to maximize late fees.
3. Inflating minimum payments.
4. Charging late fees during the grace period.

If you have been victimized by a debt collector regarding a student loan debt, contact a consumer law attorney and fight back.

www.debt-relief-law.com

866-279-9721